Consumer Debt Friday

Today is commonly known as “Black Friday”; this being the day many retail establishments find themselves, for the first time all year, “in the black”.

It also occurs to me this is the day of the year when the most credit card transactions take place.

Just remember, you'll be making payments on those purchases for many many years (if you're not careful).

Let's make this a “Black Friday” for consumers as well, shall we? Go “old-school”–pay for your stuff with actual money.

Just a thought.

Ray Edwards is a world-renowned copywriter and communications strategist, writing for some of the most powerful voices in leadership and business including New York Times bestselling authors Jack Canfield and Mark Victor Hansen (Chicken Soup for the Soul) and Tony Robbins. Ray is a sought-after speaker and author, hosts a popular weekly podcast, and blogs at