Today is commonly known as “Black Friday”; this being the day many retail establishments find themselves, for the first time all year, “in the black”.
It also occurs to me this is the day of the year when the most credit card transactions take place.
Just remember, you'll be making payments on those purchases for many many years (if you're not careful).
Let's make this a “Black Friday” for consumers as well, shall we? Go “old-school”–pay for your stuff with actual money.
Just a thought.